Things that give you the sh1ts

[Lightning McQueen]

Getting the cover letter ready and updating my resumé to suit a job that I was applying for today and I've been under the pump training someone.

I finally found a bit of time to sort it and went to apply and it closed off at noon

still fire it in, you never know

Can't the "apply now" button has been deacticvated.

Probz karma.

[Spargo]

Getting the cover letter ready and updating my resumé to suit a job that I was applying for today and I've been under the pump training someone.

I finally found a bit of time to sort it and went to apply and it closed off at noon

I thought you were now loving your job?

[Lightning McQueen]

Getting the cover letter ready and updating my resumé to suit a job that I was applying for today and I've been under the pump training someone.

I finally found a bit of time to sort it and went to apply and it closed off at noon

I thought you were now loving your job?

It's been a great learning curve but I was presented with an opportunity that was right up my alley and something that I'm passionate about, the money was significantly better too.

I'm not much of a risk taker and don't get out of my comfort zone, I was willing to explore.

I do like to apply for jobs though that are on the cusp of being out of reach for me, I like to try and get to the interview stages to keep me on my toes for what to expect nowadays, back in the day we'd lug a portfolio of all of our achievements and certificates, now it's just roll up well presented.

[cracka]

My mobile phone.
Died on me about 9am yesterday. Could not get it to restart no matter what I did. Buy a new one. Get home, put the old one back in its box & the box vibrates. F****** thing starts working

[Lightning McQueen]

My mobile phone.
Died on me about 9am yesterday. Could not get it to restart no matter what I did. Buy a new one. Get home, put the old one back in its box & the box vibrates. F****** thing starts working

Wouldn't be the first thing that starts vibrating again once you put it in it's box.

[Brodlach]

The amount of discussion about how mortgage stressed people are with a 0.25% increase


If people are under stress now then you borrowed far beyond your means.

[MW]

The amount of discussion about how mortgage stressed people are with a 0.25% increase


If people are under stress now then you borrowed far beyond your means.

That's a simplistic view. If anyone is buying their first house without any collateral and only a deposit, you are going to be mortgage stressed due to the cost of housing right now regardless of the interest rate, so any increase would increase the stress.

[Brodlach]

Money is simplistic, you have it or you don’t.

I understand what you are saying however if you are under stress at 0.1% , or now 0.35%, you have over committed yourself.

Need to look at how much was spent when purchasing. Should base what you purchased on a 7% bank interest rate not 4%

[Booney]

Both points have merit, but ultimately the driver is wage growth and the cost of living. If wages grew in line with rate increases, or even close too, then people would survive without an issue. The cost of living though continues to increase disproportionately and that's what is going to hurt people the most. Food, fuel etc.

[Dutchy]

Cost of living is a 20x much bigger issue that interest rates going up

[Brodlach]

Cost of living is a 20x much bigger issue that interest rates going up

Agreed but price gouging is at ridiculous levels. To increase prices by 40-50% on items that are not effected by rising costs is outrageous

Example.

Fantelle 24pk water was $11, in one jump it was moved to $16. There is no way that increase can be justified

[Trader]

Cost of living is a 20x much bigger issue that interest rates going up

Agreed but price gouging is at ridiculous levels. To increase prices by 40-50% on items that are not effected by rising costs is outrageous

Example.

Fantelle 24pk water was $11, in one jump it was moved to $16. There is no way that increase can be justified

A major cost for bottled drinks is transport. Fuel went through the roof, and also truck drivers got sick of testing everytime they crossed the boarder. Both of these meant a lot of drinks prices jumped.

[amber_fluid]

The amount of discussion about how mortgage stressed people are with a 0.25% increase


If people are under stress now then you borrowed far beyond your means.

That's a simplistic view. If anyone is buying their first house without any collateral and only a deposit, you are going to be mortgage stressed due to the cost of housing right now regardless of the interest rate, so any increase would increase the stress.

Maybe some of these poor darlings can reduce their uber eats to once a week or drink normal beer and not fancy gin or heaven forbid buy 2nd hand goods where they can.
Young people these days want what their parents have straight away and have and want the best of the best.

Obviously not all young people are like this but the majority I work/network with are.

[gazzamagoo]

People that don't know the difference between boarder & border.
And then & than.

[DOC]

I can't weight to see the replies on this

[Booney]

The amount of discussion about how mortgage stressed people are with a 0.25% increase


If people are under stress now then you borrowed far beyond your means.

That's a simplistic view. If anyone is buying their first house without any collateral and only a deposit, you are going to be mortgage stressed due to the cost of housing right now regardless of the interest rate, so any increase would increase the stress.

Maybe some of these poor darlings can reduce their uber eats to once a week or drink normal beer and not fancy gin or heaven forbid buy 2nd hand goods where they can.
Young people these days want what their parents have straight away and have and want the best of the best.

Obviously not all young people are like this but the majority I work/network with are.

Makes me laugh, the assumption that all these "poor darlings" Uber Eats every night, have 90" LCD 4K ultra on the wall etc....my sons friends, many of them couples on average ( $50-60k - the real "average wage" ) wages scrape by week to week.

Why? Because they want to live somewhere other than Bumf*ck Long Plains or in a shoe box and be able to see friends, have them over.

And we all obviously bought our first home and proceeded to stay at home every night, not get a pizza once a week and picked up empty cans on the road side to pay our fuel bills. How dare they live!

*Waves fist at cloud*

[amber_fluid]

The amount of discussion about how mortgage stressed people are with a 0.25% increase


If people are under stress now then you borrowed far beyond your means.

That's a simplistic view. If anyone is buying their first house without any collateral and only a deposit, you are going to be mortgage stressed due to the cost of housing right now regardless of the interest rate, so any increase would increase the stress.

Maybe some of these poor darlings can reduce their uber eats to once a week or drink normal beer and not fancy gin or heaven forbid buy 2nd hand goods where they can.
Young people these days want what their parents have straight away and have and want the best of the best.

Obviously not all young people are like this but the majority I work/network with are.

Makes me laugh, the assumption that all these "poor darlings" Uber Eats every night, have 90" LCD 4K ultra on the wall etc....my sons friends, many of them couples on average ( $50-60k - the real "average wage" ) wages scrape by week to week.

Why? Because they want to live somewhere other than Bumf*ck Long Plains or in a shoe box and be able to see friends, have them over.

And we all obviously bought our first home and proceeded to stay at home every night, not get a pizza once a week and picked up empty cans on the road side to pay our fuel bills. How dare they live!

*Waves fist at cloud*

Not all just most!
I feel for the genuine ones doing it tough but it’s no different to 20 years ago when you and I bought a house.
Work hard and spend less than you earn.
The formula hasn’t changed!

[am Bays]

People that don't know the difference between boarder & border.
And then & than.

I here ya!

[Booney]

I feel for the genuine ones doing it tough but it’s no different to 20 years ago when you and I bought a house.

That's just not true. My first 3 bedroom house in Royal Park, timber frame, small block, cost me $77,000 in 1996, I sold it for $200,000 in 2000. We had a $7000 deposit. Today it would got for $450-500k.

Tell me where you buy a 3 bedroom house in suburbia for $77,000? You don't.

[Lightning McQueen]

Cost of living is a 20x much bigger issue that interest rates going up

Agreed but price gouging is at ridiculous levels. To increase prices by 40-50% on items that are not effected by rising costs is outrageous

Example.

Fantelle 24pk water was $11, in one jump it was moved to $16. There is no way that increase can be justified

Yep, my pasito sugar free cans went from $6.50 to $11 per 10 pack in one foul swoop.