Armchair expert wrote:I fell for the governments turning 31 private health insurance scam
I've been thinking and I've come to the conclusion private health insurance if your healthy is a complete scam.
"Pay us $1250 a year and you get $750 of dental services"
what a great deal!
*Makes sense if you do it for tax purposes though.
rant over!
My wife had two hip replacements 12 months apart with one of SA's top surgeons and made to measure in Switzerland hip replacement devices.
It cost us $600 in gaps and the fund paid $40K for the two top class replacements.
"Insurance" is just that spent money now to benefit when you finally need it. It is like insurance your house or car in case of unexpected disaster.