I need to know....

Anything!

Re: I need to know....

Postby Booney » Tue Jul 06, 2021 11:46 am

Lightning McQueen wrote:If I cooked something overnight in red wine, would I have a BAC reading after eating it?


You would have cooked the alcohol out, I'd imagine.
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Re: I need to know....

Postby Lightning McQueen » Tue Jul 06, 2021 11:54 am

I figured as much.

I had a laugh when I grabbed the bottles, they we're $3.95 and still had a "best served with" notification on the label.

I had a swig after I poured it in, it wasn't the worst flavour I've encountered.
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Re: I need to know....

Postby Footy Chick » Tue Jul 06, 2021 1:19 pm

this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?
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Re: I need to know....

Postby heater31 » Tue Jul 06, 2021 1:24 pm

Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?
Yup.....
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Re: I need to know....

Postby Dutchy » Tue Jul 06, 2021 2:05 pm

Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


On a Home Loan or Credit Card? If its the later you are doing ok ;)

Shoot me a message if you want some advice, its not a horrible rate but you can do better.
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Re: I need to know....

Postby mighty_tiger_79 » Tue Jul 06, 2021 2:09 pm

I think ours is on the higher side but it's 50/50. Apparently there are a few facilities we have on our account other lenders don't, which makes it worthwhile...

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Re: I need to know....

Postby Jimmy_041 » Tue Jul 06, 2021 6:35 pm

Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


You can get less than 2% for fixed & around 2.25% for variable

Plus you can get $3-5k bonus in the hand

Screw the banks - get the cheapest deal possible
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Re: I need to know....

Postby Footy Chick » Tue Jul 06, 2021 8:30 pm

Jimmy_041 wrote:
Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


You can get less than 2% for fixed & around 2.25% for variable

Plus you can get $3-5k bonus in the hand

Screw the banks - get the cheapest deal possible


they're also slugging me $395 per year for a "breakfree package" which means i'm apparently getting a discount off the normal variable rate. :roll:
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Re: I need to know....

Postby Keefy » Tue Jul 06, 2021 8:30 pm

Footy Chick wrote:
Jimmy_041 wrote:
Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


You can get less than 2% for fixed & around 2.25% for variable

Plus you can get $3-5k bonus in the hand

Screw the banks - get the cheapest deal possible


they're also slugging me $395 per year for a "breakfree package" which means i'm apparently getting a discount off the normal variable rate. :roll:
With ANZ by any chance?

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Re: I need to know....

Postby Footy Chick » Tue Jul 06, 2021 9:45 pm

Keefy wrote:
Footy Chick wrote:
Jimmy_041 wrote:
Footy Chick wrote:this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


You can get less than 2% for fixed & around 2.25% for variable

Plus you can get $3-5k bonus in the hand

Screw the banks - get the cheapest deal possible


they're also slugging me $395 per year for a "breakfree package" which means i'm apparently getting a discount off the normal variable rate. :roll:
With ANZ by any chance?

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yeah, im thinking this is a waste of money
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Re: I need to know....

Postby Keefy » Tue Jul 06, 2021 9:49 pm

Footy Chick wrote:
Keefy wrote:
Footy Chick wrote:
Jimmy_041 wrote:[quote="Footy Chick"]this is potentially my own stupid fault for not paying enough attention but my bank is still charging me 2.95% interest rate.

Surely this is way too high?


You can get less than 2% for fixed & around 2.25% for variable

Plus you can get $3-5k bonus in the hand

Screw the banks - get the cheapest deal possible


they're also slugging me $395 per year for a "breakfree package" which means i'm apparently getting a discount off the normal variable rate. :roll:
With ANZ by any chance?

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yeah, im thinking this is a waste of money[/quote]With them too and now that am working again, need to look at our mortgage

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Re: I need to know....

Postby Lightning McQueen » Wed Jul 07, 2021 9:05 am

Anyone computer geeks here know how to rectify a small IT issue I'm dealing with?

I've hood my laptop up to a tv using a HDMI cable, the problem I have is that it cuts out the bottom half of my toolbar and basically trims off the edge all round.

It's not generally a big deal but the game we're playing on it atm has necessary icons that run across the bottom and the left hand side of the screen.

I either have to keep looking at the laptop screen (which defeats the purpose) or for now I have just defaulted the screen to centralize, this causes me to lose about two inches all round (And no, I can't really spare two inches).
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Re: I need to know....

Postby gadj1976 » Wed Jul 07, 2021 9:16 am

Lightning McQueen wrote:Anyone computer geeks here know how to rectify a small IT issue I'm dealing with?

I've hood my laptop up to a tv using a HDMI cable, the problem I have is that it cuts out the bottom half of my toolbar and basically trims off the edge all round.

It's not generally a big deal but the game we're playing on it atm has necessary icons that run across the bottom and the left hand side of the screen.

I either have to keep looking at the laptop screen (which defeats the purpose) or for now I have just defaulted the screen to centralize, this causes me to lose about two inches all round (And no, I can't really spare two inches).


Obvious response - you've tried the display settings and changing the resolution of the screen you're hooked up to?
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Re: I need to know....

Postby Booney » Wed Jul 07, 2021 9:25 am

Just about to go into the re-financing process so I'll post some offers we get @Footy Chick @Keefy, literally spoke to my broker last night.
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Re: I need to know....

Postby Lightning McQueen » Wed Jul 07, 2021 9:42 am

gadj1976 wrote:
Lightning McQueen wrote:Anyone computer geeks here know how to rectify a small IT issue I'm dealing with?

I've hood my laptop up to a tv using a HDMI cable, the problem I have is that it cuts out the bottom half of my toolbar and basically trims off the edge all round.

It's not generally a big deal but the game we're playing on it atm has necessary icons that run across the bottom and the left hand side of the screen.

I either have to keep looking at the laptop screen (which defeats the purpose) or for now I have just defaulted the screen to centralize, this causes me to lose about two inches all round (And no, I can't really spare two inches).


Obvious response - you've tried the display settings and changing the resolution of the screen you're hooked up to?


Yeah mate, I might be better off trying to use it as a screen two instead of just duplicating the laptop screen, I've been messing with my settings here this morning to try stuff out.
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Re: I need to know....

Postby Footy Chick » Wed Jul 07, 2021 10:35 am

I called the bank this morning - if i didn't pay breakfree, my interest rate would be 4.3% or something stupid like that. They offered to drop it to 2.85 from 2.95% a saving of $10 per fortnight.

Whoopee!
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Re: I need to know....

Postby JK » Wed Jul 07, 2021 12:50 pm

Footy Chick wrote:I called the bank this morning - if i didn't pay breakfree, my interest rate would be 4.3% or something stupid like that. They offered to drop it to 2.85 from 2.95% a saving of $10 per fortnight.

Whoopee!


I take the "Advantage Saver" package with BSA annually for $395 which sounds like the same deal as yours. With the discount off home loans and Insurance, it fairly easily pays for itself. (Plus you get movie tickets cheaper or some other shit Ive never bothered looking into). Current rates I'm on with them are %1.98 Fixed and %2.59 variable (which is actually a bit higher than i thought).
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Re: I need to know....

Postby Dutchy » Wed Jul 07, 2021 3:39 pm

JK wrote:
Footy Chick wrote:I called the bank this morning - if i didn't pay breakfree, my interest rate would be 4.3% or something stupid like that. They offered to drop it to 2.85 from 2.95% a saving of $10 per fortnight.

Whoopee!


I take the "Advantage Saver" package with BSA annually for $395 which sounds like the same deal as yours. With the discount off home loans and Insurance, it fairly easily pays for itself. (Plus you get movie tickets cheaper or some other shit Ive never bothered looking into). Current rates I'm on with them are %1.98 Fixed and %2.59 variable (which is actually a bit higher than i thought).


Thats about as good as you can get JK with a major bank, there are cheaper deals with the non major's but they are very much online products with little service/relationship behind them.

Ive never fixed in my life, but we just fixed a portion at ANZ for 1.99% for 3 years.
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Re: I need to know....

Postby JK » Wed Jul 07, 2021 4:11 pm

Dutchy wrote:
JK wrote:
Footy Chick wrote:I called the bank this morning - if i didn't pay breakfree, my interest rate would be 4.3% or something stupid like that. They offered to drop it to 2.85 from 2.95% a saving of $10 per fortnight.

Whoopee!


I take the "Advantage Saver" package with BSA annually for $395 which sounds like the same deal as yours. With the discount off home loans and Insurance, it fairly easily pays for itself. (Plus you get movie tickets cheaper or some other shit Ive never bothered looking into). Current rates I'm on with them are %1.98 Fixed and %2.59 variable (which is actually a bit higher than i thought).


Thats about as good as you can get JK with a major bank, there are cheaper deals with the non major's but they are very much online products with little service/relationship behind them.

Ive never fixed in my life, but we just fixed a portion at ANZ for 1.99% for 3 years.


We went through Dom Cassisi's Funding mob so would hope they were fairly competitive. Good mob to deal with actually, very helpful and got us what we were after basically.
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Re: I need to know....

Postby Footy Chick » Wed Jul 07, 2021 6:37 pm

Dutchy wrote:
JK wrote:
Footy Chick wrote:I called the bank this morning - if i didn't pay breakfree, my interest rate would be 4.3% or something stupid like that. They offered to drop it to 2.85 from 2.95% a saving of $10 per fortnight.

Whoopee!


I take the "Advantage Saver" package with BSA annually for $395 which sounds like the same deal as yours. With the discount off home loans and Insurance, it fairly easily pays for itself. (Plus you get movie tickets cheaper or some other shit Ive never bothered looking into). Current rates I'm on with them are %1.98 Fixed and %2.59 variable (which is actually a bit higher than i thought).


Thats about as good as you can get JK with a major bank, there are cheaper deals with the non major's but they are very much online products with little service/relationship behind them.

Ive never fixed in my life, but we just fixed a portion at ANZ for 1.99% for 3 years.



hang on, don't you work for NAB? :lol:
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