I need to know....

[Aerie]

The guarantors thing is only going guarantor for the amount it takes to get to 20% so you don't have to pay mortgage insurance. As soon as you pay off 20% of your loan you can take the guarantor out of it. So essentially your parents are risking $80k on a $400k loan. That is if you can't sell the house for what you paid for it if you get in trouble.

You can also borrow 100% plus the stamp duty this way if you choose.

We ended up borrowing 100% and used our savings to pay the stamp duty. The amount we paid for our home loan was virtually the same we were paying for rent for many years.

Best advice is go speak to a mortgage broker.

[gossipgirl]

And also factor in what happens when interest rates increase. They won't stay this low forever

[Spargo]

Anyone here in the pool cover/blanket business?

[Booney]

How much does the AAMI ad with the alpacas piss everyone off?

[Magellan]

How much does the AAMI ad with the alpacas piss everyone off?

It's pretty annoying.

I dunno why they didn't instead have that couple stopped at gunpoint by a group of Pakistani soldiers because his wife was wearing a Kashmir jumper. And whilst listening to Led Zeppelin.

[MW]

How much does the AAMI ad with the alpacas piss everyone off?

I actually like it! Took me about 10 views to realise they had had an accident too
I think it's quite funny for some reason...(no need to give me the reason )

[nuggety goodness]

Do i need to book in if i want to play a round at Regency this saturday around 1pm or will a party of 2 have no problem slotting in?

[mickey]

Should be ok to get in. Wouldn't hurt giving the pro shop a call though just to be sure. Course is in pretty good nick at the moment

[Wedgie]

i need to know, those that are against gay marriage, how do you feel about a tv show that is/has (o idea which, i dont watch it) married couples that have never met each other before, all in the name of ratings and the almighty (dollar)? does that not cheapen the "sanctity" of marriage? any objections to that?

or is it ok to marry for money, but not love?

I dont care about the sanctity of marriage. I care about entertainment.
2 strangers marrying is entertaining. 2 men kissing is not.
Although the tv show is for ratings, its also a legitimate scientific experiment too.

PS I never watched the show but there os a great one on SBS Friday nights called Adam looking for Eve where a couple meet for the first time on a deserted island completely starkas. God bless those Germans, they know how to entertain!

[Spargo]

Is it just me or has it been impossible to log in on here at times over the last fortnight?

[bennymacca]

Is it just me or has it been impossible to log in on here at times over the last fortnight?

yeah seems to go down for 20 mins or so then back up again

[The Dark Knight]

Is it just me or has it been impossible to log in on here at times over the last fortnight?

yeah seems to go down for 20 mins or so then back up again

Yep and its been REALLY slow logging on and loading forums on Tapatalk for me.

[cracka]

Would anyone ring the police & report a car (while following it) for erratic driving.

[mighty_tiger_79]

Would anyone ring the police & report a car (while following it) for erratic driving.

im getting a dashcam for my work vehicle especially for this purpose

[Spargo]

Would anyone ring the police & report a car (while following it) for erratic driving.

im getting a dashcam for my work vehicle especially for this purpose

Wise investment.

[Corona Man]

Would anyone ring the police & report a car (while following it) for erratic driving.

Can you please stop tail-gateing me Cracka!

[carey]

Why the F**k does it take so long to log in and then Post at 3am in the f**king morning. No reason it should take that long

[Magellan]

Would anyone ring the police & report a car (while following it) for erratic driving.

I dare you to do it whilst holding a mobile phone.

[Pseudo]

Why the F**k does it take so long to log in and then Post at 3am in the f**king morning. No reason it should take that long

The whole interwebs slow down at that hour 'coz everyone is downloading high res pr0n.

[MW]

Would anyone ring the police & report a car (while following it) for erratic driving.

yep done it before when they almost side swiped me and many other cars swerving.