Darth Vader wrote:people should be encouraged to buy private health insurance. To those who cry poor the social workers could perhaps offer the alternative of substituting the coin spent on pay tv, chateau cardboard, pokies, mag wheels for the car on hp and takeaway food on health cover. But I know this is unpopular with the lefties so the state has to step in and support them. Meanwhile, hardworking dilligent people with actual jobs get stuck with the bill.
Prior to Gough Whitlam deciding we needed Medicare's predecessor Medibank, John Gorton had increased the subsidies for *basic level private health cover to the point that, subject to a means test, the government would fully pay for it.
All the poor had to do was fill in the form to apply for the increased subsidy.
*Basic level covered share ward and 75% of doctors' fees - and that meant 75% of the AMA fee not of a much lower fee invented by the government.
If you wanted a private room and 100% of fees you paid the extra fees for that yourself without extra subsidy.
[Most doctors accepted the 75% for the less well off patients.]
Private cover was affordable because it was administered by lodges, associations, and unions, without a big bureaucracy to support as is now needed to satisfy the government's reporting requirements.
My father, a clerical assistant in the SA Railways, was a member of two funds - the NHSA via the Druids' Lodge and the SA Railway Workers Union fund.
He had worked out that in those days he was allowed to claim medical bills from both funds and make an occasional profit when it was most needed.
One advantage of that set up, with most people having at least basic private cover, was the easy transfer of patients between public and private hospitals.
If somebody's condition deteriorated they could be transferred to the public system, and those treated in the public system could transfer to a private hospital for their convalescence.
It made sense but it got in thte way of dogma and control.