
Here's what has happened, online about 2am this morning and I get this message warning warning something or other virus alert so not thinking to just do a virus scan of my computer I must have clicked to download something called SECURITY TOOL, now I come online this morning and right away SECURITY TOOL is the first thing I see whan PC has loaded and it has taken away all my icons off the desktop and nothing on the computer (except the internet) is working.

Can't even go do a System Restore to before 2am, can't go to paint to take screenshots to show you what this ST thing is doing as it just keeps popping up and telling me I have affected areas or something. Everytine I go to something ST just stops me even typing here it keeps popping up. With this ST thing I have to pay and it says it will remove all viruses, I don't have a credit card to even do that.
Have since done my normal viruss checkers etc and they say I have no viruses.
Doubt this even makes sense but anyone know what I can/should do? Just take computer to an expert?