The reason that I ask is I've always assumed most people are extremely vulnerable when it comes to losing their data at home.
Why, because hard drives fail (not today, or tomorrow, but one day they will), houses ocassionally burn down, equipment gets stolen, and humans make stupid errors (eg. delete something they need).
Even though I'm in the IT industry, I still see workmates who don't do any backups of their data at home ... or backup and never test that they can recover

So, with this in mind, I make sure I do regular full backups of my data, store valuable data offsite (ie. photos and videos, important documents, etc), and perform a test restore every now and again.
When I had my laptop stolen a while back, the biggest hassle was getting a replacement from the insurance company, but once that was done, I restored my important data and away I went.
Anyway, enough of that ... what do you do to protect your data at home?