SA Footy

Jimmy_041 wrote:

Brodlach wrote:Just in this my son and his girlfriend are looking at getting a home, both 21 and have enough saved for a good deposit. Both retail workers, it’s ridiculous the amount the bank are offering them. No wonder people find themselves in financial trouble, no way would I allow them to get the amount they have been offered.

I’m guessing no dependence help’s however they would expect to have kids in the next 25 years

Have to say I find this surprising. (Not saying you're BS'ing)
I'm hearing multiple reports of credit contraction for everyone but especially young people
I was at a bank function last night - they are still using current rates + 3% buffer to check credit

I was surprised too. I asked to look at the offer.

I remember what I was offered when I bought my first home and the difference was remarkable.

They have a very healthy deposit which may have helped them.

Maybe what I think is a lot isn’t to others too but north of $500k for a first home buyer is a lot

Brodlach wrote:

Jimmy_041 wrote:

Brodlach wrote:Just in this my son and his girlfriend are looking at getting a home, both 21 and have enough saved for a good deposit. Both retail workers, it’s ridiculous the amount the bank are offering them. No wonder people find themselves in financial trouble, no way would I allow them to get the amount they have been offered.

I’m guessing no dependence help’s however they would expect to have kids in the next 25 years

Have to say I find this surprising. (Not saying you're BS'ing)
I'm hearing multiple reports of credit contraction for everyone but especially young people
I was at a bank function last night - they are still using current rates + 3% buffer to check credit

I was surprised too. I asked to look at the offer.

I remember what I was offered when I bought my first home and the difference was remarkable.

They have a very healthy deposit which may have helped them.

Maybe what I think is a lot isn’t to others too but north of $500k for a first home buyer is a lot

Its a lot but if you want a steady real template 3 bedroom 2 bathroom almost unit style in Munno Para West your going to be doing well to get change from $400k. Nevermind what the prices would be closer to the city. Want 4 bedroom and bang your up to around the $500k in MPW.

Just having a real quick look now and if you start talking north eastern suburbs like Modbury your gonnna need $550-$600k for a 3 bedroom.

I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

Yep don't disagree.

whufc wrote:

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

Yep don't disagree.

-

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

That's what i did.

whufc wrote:

whufc wrote:

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

Yep don't disagree.

No doubt you rate Andy Reid but by the end of the season i think your opinion will be further enhanced. Very impressive and seems to have a great understanding of the modern athletes. Creates lots of win/wins for him and the players.

That doesn’t give me the shits

I already rate him highly

Brodlach wrote:

whufc wrote:

whufc wrote:

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

Yep don't disagree.

No doubt you rate Andy Reid but by the end of the season i think your opinion will be further enhanced. Very impressive and seems to have a great understanding of the modern athletes. Creates lots of win/wins for him and the players.

That doesn’t give me the shits

I already rate him highly

Kids day drinking in my backyard when Im trying to get work up to date to go on leave

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

1. Buy
2. Build equity
3. Buy another
4. Build equity
5. Return to 1.

Jimmy_041 wrote:

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

1. Buy
2. Build equity
3. Buy another
4. Build equity
5. Return to 1.

Jimmy_041 wrote:

Brodlach wrote:I suggest they start with a two bed unit in the inner south for around $350-400k and pay as much off as possible in 5 years then sell and get a house. 21/22 years old don’t need a full house the start.

1. Buy
2. Build equity
3. Buy another
4. Build equity
5. Return to 1.

What number is Hire a Butler?

Lad tells me earlier that he'll be home this arvo, I get two lamb racks out the freezer and thaw them out.

He then rings me to ask to run his wallet out to him as he's going out for some drinks and 8-ball.

Lamb racks for lunch this week I guess.

Lightning McQueen wrote:Lad tells me earlier that he'll be home this arvo, I get two lamb racks out the freezer and thaw them out.

He then rings me to ask to run his wallet out to him as he's going out for some drinks and 8-ball.

Lamb racks for lunch this week I guess.

Had that yesterday too, both lads were meant to be home for dinner so cooked pork fillet and a deboned lamb leg.

Neither ate at home.

Similarly I took the lad to the President's Lunch at Prospect, almost $100 a head but includes a couple of hours of booze.
Take him in an uber to Prospect.
"What do you want to drink mate?"
"Oh, just a coke, I'm going to drive to a mate's tonight after the game"

Wedgie wrote:Similarly I took the lad to the President's Lunch at Prospect, almost $100 a head but includes a couple of hours of booze.
Take him in an uber to Prospect.
"What do you want to drink mate?"
"Oh, just a coke, I'm going to drive to a mate's tonight after the game"

Just more booze for you Wedgie

Wedgie wrote:Similarly I took the lad to the President's Lunch at Prospect, almost $100 a head but includes a couple of hours of booze.
Take him in an uber to Prospect.
"What do you want to drink mate?"
"Oh, just a coke, I'm going to drive to a mate's tonight after the game"

this generation is weird!!!!

woodublieve12 wrote:

Wedgie wrote:Similarly I took the lad to the President's Lunch at Prospect, almost $100 a head but includes a couple of hours of booze.
Take him in an uber to Prospect.
"What do you want to drink mate?"
"Oh, just a coke, I'm going to drive to a mate's tonight after the game"

this generation is weird!!!!

I know......they actually plan to not drink drive.

My lad would be working out how he could avoid driving for the next 2 days.

Booney wrote:My lad would be working out how he could avoid driving for the next 2 days.

Yeah out here it's just the swag permanently stored in the back of the car.