Dutchy wrote:Pseudo wrote:My credit card got declined on a paywave transaction on Saturday. Not a biggy, I thought, the vendor must have a dodgy machine. I paid with a different card.
Then my credit card got denied again at a different shop. And again, and again.
So I call the bank to see what is going on. Am promptly informed that my card has been frozen because someone tried to withdraw using my card at an ATM earlier in the day. They tried 3 times to withdraw $1000 - but they got the PIN wrong each time, and after the third try the account was automatically locked. After some discussion with the bank, it transpired that the attempt was made at an ATM I had visited myself earlier in the day where I had deposited a cheque, exactly one minute after I had made that deposit.
In all likelihood the machine asked me if I wanted to make another transaction and I didn't hit "no" before walking away - so the bloke standing behind me in the line noticed I was still logged on, and thought he'd try his luck. Three chances in ten thousand that he'd walk away with a cool grand of somebody else's (i.e. my) money. He didn't win the prize, but he did lock up my bank account for the rest of the weekend. To rub salt into the wounds, before I left the ATM I had turned around and apologised to the guy for taking so long 'coz it took me a little while to work out how the deposit mechanism worked.
Moral of the story: Always make sure you're logged out of the ATM 'coz there are some right fricken arseholes out there.
Deposit the cheque via your banking phone app, problem solved
But my phone doesn’t have a slot to stick the cheque in?!?
Also wouldn't be a problem if the state govt would do a funds transfer instead of mailing out a cheque.