I need to know....

Anything!

Re: I need to know....

Postby dedja » Thu Aug 28, 2025 9:49 am

I don’t even carry a wallet 95% of the time … only when I know that a physical card (drivers licence or private health card) are required.

My Mum is at the other end of the spectrum, everything is cash, still has a passbook bank account and has never had a bank credit or debit card.
Dunno, I’m just an idiot.

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Re: I need to know....

Postby Booney » Thu Aug 28, 2025 9:57 am

How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".
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Re: I need to know....

Postby MW » Thu Aug 28, 2025 10:03 am

Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


I sometimes can't remember where my wallet is I use it that little. Everything is on my phone.
Not real flog behavior, more out of convenience.
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Re: I need to know....

Postby wenchbarwer » Thu Aug 28, 2025 10:05 am

MW wrote:
Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


I sometimes can't remember where my wallet is I use it that little. Everything is on my phone.
Not real flog behavior, more out of convenience.


This.

It seems the default payment method nearly everywhere you go is via EFTPOS anyway
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Re: I need to know....

Postby Booney » Thu Aug 28, 2025 10:05 am

And if you lose your phone? F*cked. That's what I think of.
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Re: I need to know....

Postby Brodlach » Thu Aug 28, 2025 10:06 am

I deal with many customers, 98% use cards/phone/watch even for things under $1
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Re: I need to know....

Postby wenchbarwer » Thu Aug 28, 2025 10:08 am

Booney wrote:And if you lose your phone? F*cked. That's what I think of.


No more if you lose your wallet
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Re: I need to know....

Postby Mr Beefy » Thu Aug 28, 2025 10:09 am

Booney wrote:And if you lose your phone? F*cked. That's what I think of.

Nah, then you hit up a caveman who carries cash and ask him to lend you a pineapple
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Re: I need to know....

Postby Booney » Thu Aug 28, 2025 10:12 am

Mr Beefy wrote:
Booney wrote:And if you lose your phone? F*cked. That's what I think of.

Nah, then you hit up a caveman who carries cash and ask him to lend you a pineapple


And EFT is back?
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Re: I need to know....

Postby Spargo » Thu Aug 28, 2025 10:30 am

I do weekend work on the side at times, terms are strictly cash only. The amount of people who still try to transfer me money or ask for a receipt is funny.
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Re: I need to know....

Postby amber_fluid » Thu Aug 28, 2025 10:39 am

Tap and go is much faster than handing over a note then waiting for them to find some change somewhere to give back to you
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Re: I need to know....

Postby Booney » Thu Aug 28, 2025 10:56 am

amber_fluid wrote:Tap and go is much faster than handing over a note then waiting for them to find some change somewhere to give back to you


I find it highly amusing to watch anyone under 40 try and do maths in their head.

Get a kick out of saying "Yeah, 20 minus 11.50* is 8.50" and then watch them work out if they should trust me or not. :lol:

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Re: I need to know....

Postby Mr Beefy » Thu Aug 28, 2025 11:11 am

Booney wrote:
Mr Beefy wrote:
Booney wrote:And if you lose your phone? F*cked. That's what I think of.

Nah, then you hit up a caveman who carries cash and ask him to lend you a pineapple


And EFT is back?

I rarely use my phone but use my physical cards. I sometimes have cash but it just sits in my wallet. What happens if you lose your wallet?
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Re: I need to know....

Postby Booney » Thu Aug 28, 2025 11:13 am

Mr Beefy wrote:
Booney wrote:
Mr Beefy wrote:
Booney wrote:And if you lose your phone? F*cked. That's what I think of.

Nah, then you hit up a caveman who carries cash and ask him to lend you a pineapple


And EFT is back?

I rarely use my phone but use my physical cards. I sometimes have cash but it just sits in my wallet. What happens if you lose your wallet?


Pay with my phone. ;)
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Re: I need to know....

Postby dedja » Thu Aug 28, 2025 11:28 am

Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


Been doing it for more years than I can remember, so everything is via my phone, no matter how small the payment. No-one ever bats an eyelid.

Just because it works for me doesn’t mean it’s for everyone.

I’m the same with everything else, hate paper, so as much as possible is digital. My laptop is joined to my hip for work; if people give me paper handouts I ask for the digital version, and take my laptop to all meetings.

Again, works for me but maybe not for others.

Don’t see how losing a phone is any different to losing cards or a wallet, the risks are essentially the same. In fact, it’s more secure on a phone, because someone has to bypass the biometrics to use it, whilst if they have my physical card, they can pay wave $100 at a time to their heart's content.

If I lose, drop or smash my phone or laptop (never happened yet), everything is backed up so I could buy a new one and be up and running in less than an hour, whilst deactivating the lost or smashed item. I can even track the item if it’s lost, and was able to find one of my daughter’s phone a few years ago when she lost it.

Works for me, but everyone else can do whatever they are confortable with and works for them, doesn’t matter to me.
Dunno, I’m just an idiot.

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Re: I need to know....

Postby whufc » Thu Aug 28, 2025 11:30 am

Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


Huh us who pay with a phone think cash payers are the 'flog'. Wasting my time getting the cash out your wallet, waiting for the cashier to count the change, waiting for you to collect the cash back and then place in your wallet, place your wallet in your back pocket.

When i see someone pay with cash i automatically think there is another sovereign citizen.

Just waiting for him to finish with the 'cash is king' line to the cashier.
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Re: I need to know....

Postby Trader » Thu Aug 28, 2025 11:31 am

I don't care if you pay cash, card or phone.

The flogs are the guys who get to the front of the line, order, then act surprised when they get asked to pay and then start to get out whatever their chosen payment method is.
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Re: I need to know....

Postby Spargo » Thu Aug 28, 2025 11:33 am

whufc wrote:
Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


Huh us who pay with a phone think cash payers are the 'flog'. Wasting my time getting the cash out your wallet, waiting for the cashier to count the change, waiting for you to collect the cash back and then place in your wallet, place your wallet in your back pocket.

When i see someone pay with cash i automatically think there is another sovereign citizen.

Just waiting for him to finish with the 'cash is king' line to the cashier.


You don’t deal with handymen/tradies/tree loppers etc ?
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Re: I need to know....

Postby whufc » Thu Aug 28, 2025 11:34 am

Spargo wrote:
whufc wrote:
Booney wrote:How do people get by without cash?

I'd couldn't imagine paying for something that's under $10 with my phone. They're the people I look at and think "flog".


Huh us who pay with a phone think cash payers are the 'flog'. Wasting my time getting the cash out your wallet, waiting for the cashier to count the change, waiting for you to collect the cash back and then place in your wallet, place your wallet in your back pocket.

When i see someone pay with cash i automatically think there is another sovereign citizen.

Just waiting for him to finish with the 'cash is king' line to the cashier.


You don’t deal with handymen/tradies/tree loppers etc ?


really really old skool farmers count :lol: :lol: :lol:
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Re: I need to know....

Postby whufc » Thu Aug 28, 2025 11:36 am

Trader wrote:I don't care if you pay cash, card or phone.

The flogs are the guys who get to the front of the line, order, then act surprised when they get asked to pay and then start to get out whatever their chosen payment method is.


100% this.....

Always the Karen in front of you spends her time scrolling her phone whilst the full shop is being bagged up and then has to search deep in their bottomless handbag.........flogs of the highest order.
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