Car insurance.

[CK]

Mutual Community have been fine with the comprehensive car insurance throughout for me. Rolled in with the home and contents, as well as health insurance, so a good package.

RAA might be great for car insurance, but I'm rapidly losing patience with their Roadside Assistance Service and the difference between quoted times and actual times

[mighty_tiger_79]

Mutual Community have been fine with the comprehensive car insurance throughout for me. Rolled in with the home and contents, as well as health insurance, so a good package.

RAA might be great for car insurance, but I'm rapidly losing patience with their Roadside Assistance Service and the difference between quoted times and actual times

We had to ring up for my GFs car a few weeks back and they were there within 5 mins and we were quoted close to an hour, pleasantly surprised

[CK]

Mutual Community have been fine with the comprehensive car insurance throughout for me. Rolled in with the home and contents, as well as health insurance, so a good package.

RAA might be great for car insurance, but I'm rapidly losing patience with their Roadside Assistance Service and the difference between quoted times and actual times

We had to ring up for my GFs car a few weeks back and they were there within 5 mins and we were quoted close to an hour, pleasantly surprised

I've been quoted up to an hour, which is fine, but on a Thursday morning a couple of weeks back, at around 10am, had more than that (for a metro call), and have had closer to two hours on a Thursday afternoon when a patrol was despatched from Bridgewater for a call out at Goodwood .

Generally, I find that once there, their service is excellent, but the lead up a bit disappointing.

[Booney]

Generally, I find that once there, their service is excellent, but the lead up a bit disappointing.

Sounds like me.

[MW]

Anyone but SGIC or Allianz. SGIC bumped my premium from 600 to 1000 in one year...see ya later. Allianz were absolute pr1cks when claiming on a write off...they offered $4k value when cars identical to mine where in the trading post for $6.5k

I am currently with both CGU for a commodore and AAMI for a corolla...best prices I could find and I searched nearly all of them!

[Psyber]

I'm with APIA [Australian Pensioners Insurance Agency] whose cover is with AAMI because they give the best rates to us senior citizens. [But I double check every renewal time.]
The RAA were slightly cheaper to cover my Audi this year, but the policies had more exclusions and they were much more expensive for my Ssangyongg Musso.
The house and contents was about on par, but again the RAA had more exclusions.
I also checked with Youi, who asked my less questions and quoted me a much higher rate despite what their advertisements claim.

In the past I have used many insurers. Sometimes the insurers are vehicle specific for motor insurance, which seems a bit odd.
For example, SGIC gave me the best rate by far when I had an Alfa, but were sky high when I traded it on a Maserati.
Sun Alliance gave me the best rate on the Maser, and I moved to MB Prestige for the next car - a Porsche 968 CS.
MB didn't like the Audi, so I used Allianz for everything until my wife qualified for APIA as I was still working full time then.

When I was living on the island at West Lakes I wanted to be sure of having flood insurance on the house and contents, even though the risk was low, and had to go to CGU to get it.

[fisho mcspaz]

I'm with RAA, always found them to be good EXCEPT when they buggered up my membership. When I divorced my husband I changed my name back and rang up the RAA to let them know - but they didn't change my name, they actually created a whole new membership. By the time I'd worked out what was going on, I'd accidentally paid for two bloody memberships.

Apart from that, never had any issues. Roadside assistance is great - I've got a bad habit of running out of petrol in the driveway so I call them pretty frequently - and I've been on a Rating 1 almost from the beginning, which is nice. I only made a claim once, in 2003 when a P-plater went up the back of my car and wrote it off, and I was very satisfied because I got two grand out of it when my car was worth maybe a quarter of that (a 1984 Astra; I'd buggered up the transmission while practising my rally driving around Myponga Beach, the windscreen had a massive crack and the water pump had a hole in it - it was a seriously scary car to drive).

[LMA]

I'm with APIA [Australian Pensioners Insurance Agency] whose cover is with AAMI because they give the best rates to us senior citizens. [But I double check every renewal time.]
The RAA were slightly cheaper to cover my Audi this year, but the policies had more exclusions and they were much more expensive for my Ssangyongg Musso.
The house and contents was about on par, but again the RAA had more exclusions.
I also checked with Youi, who asked my less questions and quoted me a much higher rate despite what their advertisements claim.

In the past I have used many insurers. Sometimes the insurers are vehicle specific for motor insurance, which seems a bit odd.
For example, SGIC gave me the best rate by far when I had an Alfa, but were sky high when I traded it on a Maserati.
Sun Alliance gave me the best rate on the Maser, and I moved to MB Prestige for the next car - a Porsche 968 CS.
MB didn't like the Audi, so I used Allianz for everything until my wife qualified for APIA as I was still working full time then.

When I was living on the island at West Lakes I wanted to be sure of having flood insurance on the house and contents, even though the risk was low, and had to go to CGU to get it.

Yeah I found the same thing when I went from my VB Commodore to my EA Falcon

[fisho mcspaz]

My premium went up a bit when I sold my Daewoo Lanos for a VT Commodore, but only because I mistakenly told them that it has a passenger-side airbag and a CD player and a few other things that it hasn't got. (I should have had a look at it before I rang the RAA). I keep meaning to ring them back and tell them this, but I always forget.

[Footy Chick]

My premium went up a bit when I sold my Daewoo Lanos for a VT Commodore, but only because I mistakenly told them that it has a passenger-side airbag and a CD player and a few other things that it hasn't got. (I should have had a look at it before I rang the RAA). I keep meaning to ring them back and tell them this, but I always forget.

It's not the accessories that skyrockets premium, it's the actual car and it's cost to repair/replace parts.

Mitsubishi's (although the parts were made down the road up until a year or so ago) have always been expensive to insure but have one of the biggest depreciation values. Go figure.

[Psyber]

Will this decision have any effect on car insurance quotes?
http://au.news.yahoo.com/latest/a/-/lat ... used-hoon/