Things that give you the sh1ts

Anything!

Re: Things that give you the sh1ts

Postby Footy Chick » Thu Apr 17, 2008 11:24 am

Pseudo wrote:
Falcon Chick wrote:A home loan interest rate rise when there have been no interest rate rises Image


Let me guess - you're with ING bank? I got the same letter in the post last night :evil: :axe:

What really rubs the salt in is the fact that while the letter arrived on the 16th, it was dated the 11th, and claimed the new interest rate took effect on the 4th. Somehow I don't think interest rate cuts will also be applied retrospectively...


Yep..what sucks is that I only re-financed 3 months ago and received letters of 2 rate rises before I even made my first payment! So effectively I'm probably not saving anything :?
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Re: Things that give you the sh1ts

Postby Dutchy » Thu Apr 17, 2008 12:15 pm

Why dont you ring your Personal Banker?

Oh yeah ING dont have them :roll:
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Re: Things that give you the sh1ts

Postby Footy Chick » Thu Apr 17, 2008 12:17 pm

Dutchy wrote:Why dont you ring your Personal Banker?

Oh yeah ING dont have them :roll:


Mine's actually through Crows
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Re: Things that give you the sh1ts

Postby another grub » Thu Apr 17, 2008 1:05 pm

school holidays.....little grub is interfearing with my punting....
BL are $1-00-2 :shock: thats not even $1-01
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Re: Things that give you the sh1ts

Postby Lunchcutter » Thu Apr 17, 2008 1:13 pm

AG you are a worry... what's more important ... your little Grub or your time on the punt (should be a no-brainer I would think) after all it's only a couple of weeks for school holidays :roll:

sorry back on topic...
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Re: Things that give you the sh1ts

Postby smac » Thu Apr 17, 2008 1:15 pm

Dutchy wrote:Why dont you ring your Personal Banker?

Oh yeah ING dont have them :roll:

So would a NAB personal banker stop the interest rate from changing on a home loan? Fat lot of good a personal banker would do them.
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Re: Things that give you the sh1ts

Postby Dutchy » Thu Apr 17, 2008 3:02 pm

smac wrote:
Dutchy wrote:Why dont you ring your Personal Banker?

Oh yeah ING dont have them :roll:

So would a NAB personal banker stop the interest rate from changing on a home loan? Fat lot of good a personal banker would do them.


Um yes they can, but Im not going to reveal how here...PM me if you want to know....

When dealing with one the biggest financial decisions youll make in your life I like to know I have a name and a direct line to a PB who has my file at their fingertips, not have to ring someone in Bangalore!
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Re: Things that give you the sh1ts

Postby smac » Thu Apr 17, 2008 3:08 pm

Dutchy wrote:
smac wrote:
Dutchy wrote:Why dont you ring your Personal Banker?

Oh yeah ING dont have them :roll:

So would a NAB personal banker stop the interest rate from changing on a home loan? Fat lot of good a personal banker would do them.


Um yes they can, but Im not going to reveal how here...PM me if you want to know....

When dealing with one the biggest financial decisions youll make in your life I like to know I have a name and a direct line to a PB who has my file at their fingertips, not have to ring someone in Bangalore!

I just make an appointment with the person most likely to help me (Branch Manager, Finance Manager, Personal Banker, whatever they want to call themselves).

Seems to work for me, I've got 12 months to go on a 5 year fixed rate of 5.79%. :wink:
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Re: Things that give you the sh1ts

Postby another grub » Thu Apr 17, 2008 3:09 pm

nothing wrong with Bangalore dutchy... I have backed them in the IPL 20/20 starting tonight!!!!!
BL are $1-00-2 :shock: thats not even $1-01
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Re: Things that give you the sh1ts

Postby Dutchy » Thu Apr 17, 2008 3:27 pm

you lucky then Smac, obviously with a bank or CU

and well done on that rate....going to hurt saying bye bye to 5.79%!
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Re: Things that give you the sh1ts

Postby mighty_tiger_79 » Thu Apr 17, 2008 3:27 pm

Lunchcutter wrote:AG you are a worry... what's more important ... your little Grub or your time on the punt (should be a no-brainer I would think) after all it's only a couple of weeks for school holidays :roll:

sorry back on topic...



it is a no brainer - GRUB needs to punt to pay for Lil Grubs school fees!!!!!
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Re: Things that give you the sh1ts

Postby heater31 » Thu Apr 17, 2008 4:05 pm

mighty_tiger_79 wrote:
Lunchcutter wrote:AG you are a worry... what's more important ... your little Grub or your time on the punt (should be a no-brainer I would think) after all it's only a couple of weeks for school holidays :roll:

sorry back on topic...



it is a no brainer - GRUB needs to punt to pay for Lil Grubs school fees!!!!!



where is he sending him Scotch College :wink: :wink: :wink:
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Re: Things that give you the sh1ts

Postby Punk Rooster » Thu Apr 17, 2008 5:28 pm

heater31 wrote:
mighty_tiger_79 wrote:
Lunchcutter wrote:AG you are a worry... what's more important ... your little Grub or your time on the punt (should be a no-brainer I would think) after all it's only a couple of weeks for school holidays :roll:

sorry back on topic...



it is a no brainer - GRUB needs to punt to pay for Lil Grubs school fees!!!!!



where is he sending him Scotch College :wink: :wink: :wink:

Con College looking more likely at this stage... :wink:
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Re: Things that give you the sh1ts

Postby another grub » Thu Apr 17, 2008 5:31 pm

why buy a house dutchy when your AFL punting system is going so well..... I would be upping the stakes there buddy!!!!
ALL ABOARD...... (Im following u.... like a stalker....)

p.s. little grub wants to be a pro punter so I will push him down that path! gee I hope the 4 dog (his fav. box) goes well when he has a crack!
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Re: Things that give you the sh1ts

Postby Punk Rooster » Thu Apr 17, 2008 5:32 pm

Lunchcutter wrote:AG you are a worry... what's more important ... your little Grub or your time on the punt (should be a no-brainer I would think) after all it's only a couple of weeks for school holidays :roll:

sorry back on topic...

FFS Grub, let her know what's more important!
Little Grub will always be there, the midweek races will be gone by the weekend though... :wink:
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Re: Things that give you the sh1ts

Postby another grub » Thu Apr 17, 2008 5:34 pm

Mrs Grub packed the shits.... wont let me go to strath yesterday and wouldnt let me take little grub to Naracoorte today either..... just trying to spend some qaulity time with the little champ!
However we will sneak to Angle tonight.... I have said we are going to a mates place for a BBQ...... 8)
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Re: Things that give you the sh1ts

Postby rogernumber10 » Fri Apr 18, 2008 1:26 am

Not that it gave me the s hi t s, because we were delighted to welcome young Jack Miller into the world early yesterday, but can anyone please explain to me why we would begin to induce a baby at 6am???

We are just thrilled, happy, delighted etc etc he got here after a 10-year break from his older brothers, but the old man in me who these days loves his sleep was kind of hoping we might have been called in at 8 or 9am, and didn't have to get out of bed out 4.40am after about 73 minutes of sleep just desperately hoping it would all go all smoothly. Let alone his mum who has had a bit of a challenging pregnancy.

As a sub-topic, would just like to say that all the staff at St Vincent's are just fantastic, they aren't paid enough, they couldn't do enough to re assure parents, make people / babies comfortable etc etc etc etc etc

Married to a nurse for a decade and a half a now, I have always admired what they do, but dealing with midwives for a couple of times has always shown me who really is massively under - appreciated and under-recognised when it comes to our society.

Probably got the wrong topic when I re-read it, but hats off to all the ladies / women / professionals / superstars bringing small people into the world. :prayer:
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Re: Things that give you the sh1ts

Postby bulldogproud » Fri Apr 18, 2008 3:16 am

Rog, congratulations on the birth of Jack. All the best to you, mother and baby.
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Re: Things that give you the sh1ts

Postby smac » Fri Apr 18, 2008 9:16 am

Congratulations, Rog. Glad to know it all turned out for the best.

I agree that one last half decent sleep wouldn't have been too much to ask, the next good sleep is a few years away now.
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Re: Things that give you the sh1ts

Postby Footy Chick » Fri Apr 18, 2008 9:33 am

My... he did take his time didn't he?

He was induced at 6am so the your other offspring wouldn't miss out on their extra-curriculars, remember? :lol:

Congratulations on your (late) arrival :D
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