Mass debate with Morell

[Dogwatcher]

Brilliant idea. Gun moderator work, FC.

[Lightning McQueen]

How are we on page 2 already and it's merged with div 5, is it just me???????????

[morell]

[morell]

How are we on page 2 already and it's merged with div 5, is it just me???????????

What cay I say, the people want more morell.

[Lightning McQueen]

How are we on page 2 already and it's merged with div 5, is it just me???????????

What cay I say, the people want more morell.

We're only human.

[morell]

Your points are valid to the population as a whole (in both my claims I fully expected to be shafted btw), but for footballers who are at higher risk of injury and lost income, the ledger may be a little more squarer.

Yeah it can work at that level I think, like the US System, where it's a bit like a super payment, the employer organises it at their expense and it's considered a benefit of working for (or playing for) that organisation.

Hence my comment about insurance being the new competitive paradigm for amatuer football clubs.

As an aside, Insurance can work, but IMO the profit being generated should be solely generated from the investment stream, not the premium. The premium should only ever be equal to the incurred loss - otherwise it's an inherently unfair and unbalanced business model.

Profit (P) = earned premium (ep) + investment income (ii) – incurred loss (il) – underwriting expenses (ue)

P = (ep + ii) - (il + ue)

ep = il (or at least it should be, all things being fair)

Therefore

P = ii - ue

Or, in simple terms, the profit an insurance company should be able to make, should only be equal to the money they can generate by investing the premiums of the members. Like any trust fund really.

[morell]

So what exactly am I allowed to use this wonderful thread for @Footy Chick?

Can I go on a rant about subverted mainstream racism and why we react the way we do to Adam Goodes?

What about a few morell's myths?

[Footy Chick]

So what exactly am I allowed to use this wonderful thread for @Footy Chick?

Can I go on a rant about subverted mainstream racism and why we react the way we do to Adam Goodes?

What about a few morell's myths?

1) mention ANYTHING about Adam Goodes in here and die - this topic has already caused more than enough grief on the AFL boards thanks.

2) Morells Myths welcomed (provided they are SAAFL related) and topic name has been changed

[morell]

I keep forgetting there are other forums on safooty. Keep me away from them please! hahaha

OK, SAAFL related soapboxy type items. Gotcha.

[Lightning McQueen]

Pre-game warm up ends are determined by which end each teams coach's box is located.

[Lightning McQueen]

I keep forgetting there are other forums on safooty. Keep me away from them please! hahaha

OK, SAAFL related soapboxy type items. Gotcha.

Please keep forgetting that they are there.

[Footy Chick]

If anyone wants to have a mass debate* with Morell, feel free choose a relevant topic of discussion.

**Edit** I think I can feel another topic name change coming on

[Lightning McQueen]

Morell can mass debate by himself it seems.

[Q.]

I keep forgetting there are other forums on safooty. Keep me away from them please! hahaha

OK, SAAFL related soapboxy type items. Gotcha.

Please keep forgetting that they are there.

Personally, I'd like to see him weigh in on the Goodes topic

[jo172]

Shame, I'd like to hear @morell's thoughts on the Adam Goodes situation.

Do you have some kind of newsletter I could subscribe to?

[morell]

Bwhahahahaha. I spat out my coffee.

Love it.

[Footy Chick]

He can go to the AFL thread and fight with Wedgie if he wants to do that.

It has nothing to do with SAAFL football so it stays out of here.

End of subject.

[morell]

Shame, I'd like to hear @morell's thoughts on the Adam Goodes situation.

Do you have some kind of newsletter I could subscribe to?

I might wander over and say hello...

[jo172]

Shame, I'd like to hear @morell's thoughts on the Adam Goodes situation.

Do you have some kind of newsletter I could subscribe to?

I might wander over and say hello...

PM me when you do, I suspect our views are quite similar

[Lightning McQueen]

I'm about to go mental with my ban stick!!!!!!!!!!!!!!!!!!!!!!!!!!